Traveling? Planning a trip or vacation?

Debit card fraud is at an all-time high and we believe this fraud originates through signature based transactions.  Therefore, in an effort to limit your exposure to criminal activity, we have made a change to our debit cards.  All debit card transactions outside of South Carolina will require a Personal Identification Number (PIN) code. This new process will provide extra protection against fraud while maintaining the convenience of using your debit card while you travel.  If you are not accustomed to using a PIN code or need to reset your code, please contact one of our friendly customer service representatives at a banking office near you.

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Regular Savings

Our Regular Savings accounts earn a competitive rate of interest for all bank customers. (1,2)

Features include:

  • $100 minimum balance to open and to avoid a maintenance fee

Student Savings

The Student Savings account earns interest for those individuals less than 18 years of age. (2)

Features include:

  • No minimum balance to open or to avoid charges

Christmas Savings

Our Christmas Savings account allows our customers the convenience of saving money for the holiday season.(2)

Features include:

  • No minimum balance to open
  • Earns interest on the entire account
  • Must have other checking or savings account to qualify

Premier Money Market Checking

Earn a premium rate of interest with the flexibility to access your money when you need it. (2)

Features include:

  • Earns a tiered rate of interest on balances of $5,000 or more
  • Monthly service charge of $10.00 per month if account drops below minimum balance of $5,000
  • Free ATM or CheckCard*
  • Web and Telephone Banking

(1) $100 minimum balance is required to avoid a $3 per quarter maintenance fee.
(2) Federal regulations allow you to make any number of withdrawals and transfers in person, at ATMs, or by mail
 monthly or every statement cycle. However, you may not make more than six (6) other types of transfers (including by telephone request, pre-authorization, BOC OnCall, and BOC Online) monthly or every statement cycle. There is a $1.00 excessive item charge for all savings accounts. There is a $5.00 excessive item charge for the Premier Money Market Account.