Personal Savings Accounts
Our Regular Savings accounts earn a competitive rate of interest for all bank customers. (1,2)
- $100 minimum balance to open and to avoid a maintenance fee
The Student Savings account earns interest for those individuals less than 18 years of age. (2)
- No minimum balance to open or to avoid charges
Our Christmas Savings account allows our customers the convenience of saving money for the holiday season.(2)
- No minimum balance to open
- Earns interest on the entire account
- Must have other checking or savings account to qualify
Earn a premium rate of interest with the flexibility to access your money when you need it. (2)
- Earns a tiered rate of interest on balances of $5,000 or more
- Monthly service charge of $10.00 per month if account drops below minimum balance of $5,000
- Free ATM or CheckCard*
- Web and Telephone Banking
(1) $100 minimum balance is required to avoid a $3 per quarter maintenance fee.
(2) Federal regulations allow you to make any number of withdrawals and transfers in person, at ATMs, or by mail monthly or every statement cycle. However, you may not make more than six (6) other types of transfers (including by telephone request, pre-authorization, BOC OnCall, and BOC Online) monthly or every statement cycle. There is a $1.00 excessive item charge for all savings accounts. There is a $5.00 excessive item charge for the Premier Money Market Account.