Traveling? Planning a trip or vacation?

Debit card fraud is at an all-time high and we believe this fraud originates through signature based transactions.  Therefore, in an effort to limit your exposure to criminal activity, we have made a change to our debit cards.  All debit card transactions outside of South Carolina will require a Personal Identification Number (PIN) code. This new process will provide extra protection against fraud while maintaining the convenience of using your debit card while you travel.  If you are not accustomed to using a PIN code or need to reset your code, please contact one of our friendly customer service representatives at a banking office near you.

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FDIC Insurance Coverage for Transaction Accounts

By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing account (including an Interest On Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). 

Beginning January 1, 2013, all of a depositor's accounts at an insured depository institution, including all noninterest bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.