Scams and Fraud

Scams continue to be on the rise, but there are a few precautions you can take to protect yourself. While there are never any guarantees against becoming a victim, we recommend the following actions:  Don't share your private/personal financial information with anyone you don't know; shred sensitive papers; monitor your accounts regularly; monitor your credit report; protect your computer; report suspected bank fraud to us immediately.

Secure Online Banking

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Small Business Checking

  • $100 minimum balance to open
  • Avoid a $7.00 monthly maintenance fee with:
    • No more than 200 transactions
    • 200 transactions - combination of 75 debits, 25 credits and 100 deposited items per statement cycle
    • $0.25 fee for each transaction over limit in each category

Commercial Checking

Earnings credit is based on a factor set by the Bank of Clarendon. Credit takes average account balance, subtracts the average float and the required reserve of 12% to calculate the average investable funds. Multiply investable funds by the current 91-day Treasury Bill rate to obtain earnings credit.

Checking charges (additional charges may apply):

  • $100 minimum balance to open
  • $10.00 monthly maintenance fee
  • $0.15 per check charge
  • $0.05 per item deposited charge
  • $0.25 per deposit charge 

Business Advantage

  • Available to all commercial customers
  • Allows customers to receive statements on CD-Rom
  • $25.00 monthly CD-Rom fee
  • $50.00 bi-monthly CD-Rom fee
  • $5.00 for each additional CD-Rom
  • $75.00 yearly CD-Rom fee